Are you providing full life insurance on the basis of that statement?

Personally I've always thought Herrmann was the most overrated composer of them all (in terms of home listening, not effective contribution to the film), but I'd never be so foolhardy as to say so in public given the hosannas that so frequently accompany the utterance of his name. However, since no one but us chickens reads this forum, it's safe to say it here.